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Brownstone Buildings

StreetEasy

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Chris Fit

Modern Apartment

StreetEasy

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Chris Fit

Family

JP Morgan Chase

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Chris Fit

Moving House

TD Bank

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Chris Fit

Fill Out mORTGAGE APPLICATION

You have researched lenders and got pre-approvals so now it’s time to choose the finalist that you will actually borrow the money from

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rEVIEW LOAN ESTIMATES

Applying to more than one lender has given you options. Now use your Loan Estimate forms to compare terms and costs:

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  • Total cost in five years.       

  • Principal paid in five years. 

  • APR                                       

  • Percent paid in interest.      

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cHOOSE a LENDER

You’ve compared lenders’ rates and fees. Now assess their responsiveness and trustworthiness.

 

Think twice about anyone who makes you feel pressured, Burrage says. His advice: “Go with someone you can trust.”

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lOAN procesing & UNDERWRITING

Every statement you made on your mortgage application goes under the microscope in this stage. Brace for questions and document requests. Responding promptly keeps everything moving forward.

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lOAN IS CLEAR TO CLOSE

In this final step, the lender must act before the borrower can move forward.

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With time to spare (hopefully) before your closing date, you hear from the lender with happy news: “You’re cleared to close!”

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ADDRESS

359 W 54th Street

New York, NY 10019

CONTACT

Tel: 917.409.8543

Email:  mipinkmoney@gmail.com

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